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Critical Illness Insurance

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What is Critical Illness Insurance

Critical illness insurance provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities. The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, loss of arms or legs, or diseases like cancer, multiple sclerosis or Parkinson’s disease. If you have a mortgage, and your diagnosed with one of these illnesses that are covered by your policy it can make a massive difference to your life style if you have large sum of money to repay all or part of your mortgage. But remember you can use the money in any way you like, you don’t have to spend it on anything in particular. Global Mortgages UK have access to all the main insurers and can advise on the best options to suit your circumstances and budget

Critical Illness can also be provided for your children within your Insurance policy, providing you with a lump sum, should they be diagnosed with a Critical or Serious Illness. The money could be used to allow you to have time off work to look after them, or even to pay for private medical care.

  • For a range of illnesses or disabilities
  • Your children are also covered within your choice
  • Provides you and your loved ones with peace of mind

Global Mortgages UK is bound by the Data Protection Act of 1998, and information provided by you will be held, processed and used by ourselves, professional advisor and any associated companies in servicing our relationship with you, however strict confidentiality will be maintained at all times.

The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK.

Global Mortgages UK is authorised and regulated by the Financial Conduct Authority.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

See our website for our terms and conditions.

Not all Buy to Let Mortgages are regulated by the Financial Conduct Authority

Adverse Credit - The overall rate for comparison is 9.2% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration

Right to Buy Mortgages - The overall rate for comparison is 8.9% APR. The actual rate available will depend upon your circumstances. Ask for a Mortgage Illustration


Global Mortgages UK is entered on the FCA register under reference number 600521.

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